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FACTS
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WHAT DOES
MetroBank, N.A.
DO
WITH YOUR PERSONAL
INFORMATION?
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Why?
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Financial companies choose how they
share your personal information.
Federal law gives consumers the
right to limit some but not all
sharing. Federal law also requires
us to tell you how we collect,
share, and protect your personal
information. Please read this notice
carefully to understand what we do.
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What?
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The types
of personal information we collect
and share depend on the product or
service you have with us. This
information can include:
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Social Security number and
income
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Account balances and transaction
history
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Credit
history and credit scores
When you are no longer our
customer, we continue to share your
information as described in this
notice.
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How?
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All financial
companies need to share customers’
personal information to run their
everyday business. In the section
below, we list the reasons financial
companies can share their customers’
personal information; the reasons
MetroBank, N.A. chooses to share;
and whether you can limit this
sharing.
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Reasons we can share your personal
information
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Does
MetroBank
share?
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Can you limit this sharing?
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For our everyday business purposes—
such as to process your
transactions, maintain your
account(s), respond to court orders
and legal investigations, or report
to credit bureaus
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Yes
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No
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For our marketing purposes—
to offer our products and services
to you
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Yes
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No
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For joint marketing with other
financial companies
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No
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We don’t share.
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For our affiliates’ everyday
business purposes—
information about your transactions
and experiences
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No
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We don’t share.
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For our affiliates’ everyday
business purposes—
information about your
creditworthiness
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No
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We don’t share.
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For nonaffiliates to market to you
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No
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We don’t share.
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Questions?
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Call Toll
free (888) 414-3556
or go to www.metrobank-na.com
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What we do
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How does MetroBank, N.A. protect my
personal information?
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To protect your personal information
from unauthorized access and use, we
use security measures that comply
with federal law. These measures
include computer safeguards and
secured files and buildings.
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How does MetroBank, N.A. collect my
personal information?
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We collect your personal
information, for example, when you
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Open an account or deposit money
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Pay your bills or apply for a
loan
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Use your
credit or debit card
We also collect your personal
information from others, such as
credit
bureaus, affiliates, or other
companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to
limit only
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sharing for affiliates’ everyday
business purposes—information
about your creditworthiness
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affiliates from using your
information to market to you
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sharing for nonaffiliates
to market to you
State laws and individual companies
may give you additional rights to
limit sharing.
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Definitions
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Affiliates
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Companies related by common
ownership or control. They can be
financial and nonfinancial
companies.
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Nonaffiliates
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Companies not related by common
ownership or control. They can be
financial and nonfinancial
companies.
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Joint marketing
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A formal agreement between
nonaffiliated financial companies
that together market financial
products or services to you.
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