PERSONAL BANKING
|
| CURRENT RATES |
|
Certificates of Deposit
Rates are as of 09/24/2012 and subject to change without notice.
| Term |
$500 – 24,999 |
$25,000 – 49,999 |
$50,000 – 99,999 |
$100,000 – 499,999 |
$500,000 & Over |
|
APY* |
APY* |
APY* |
APY* |
APY* |
| 30 days |
0.05% |
0.05% |
0.05% |
0.05% |
0.05% |
| 90 days |
0.15% |
0.15% |
0.15% |
0.20% |
0.20% |
| 180 days |
0.25% |
0.30% |
0.30% |
0.30% |
0.35% |
| 1 year |
0.45% |
0.50% |
0.50% |
0.55% |
0.60% |
| 18 Month |
0.50% |
0.50% |
0.50% |
0.60% |
0.65% |
| 2 year |
0.60% |
0.60% |
0.60% |
0.65% |
0.70% |
| 30 Month |
0.60% |
0.60% |
0.60% |
0.65% |
0.70% |
| 3 Year |
0.90% |
0.90% |
0.90% |
1.00% |
1.00% |
| 5 Year |
1.15% |
1.15% |
1.15% |
1.25% |
1.25% |
* Annual Percentage Yield.
Penalty applies for early withdrawal. |
|
|
|
Money Market
| Term |
APY* |
| $0 – $999 |
0.05% |
| $1,000 – $9,999 |
0.05% |
| $10,000 – $24,999 |
0.15% |
| $25,000 – $49,999 |
0.25% |
| $50,000 – $99,999 |
0.25% |
| $100,000 and Higher |
0.25% |
Fees (maintenance and/or activity charges) could reduce earnings on Money Market accounts. Minimum balance required to obtain the stated APY.
|
|
|
|
NOW Account
| Term |
APY* |
| NOW Account – $1000 & UP |
0.10% |
Fees (maintenance and/or activity charges) could reduce earnings on NOW account. The minimum balance required to obtain the stated APY is $1,000.
|
|
|
|
Savings
| Term |
APY* |
| Savings Account – $100 & UP |
0.10% |
|
|
|
|
IRA
| Term |
APY* |
| 12 months |
0.50% |
| 18 months |
0.50% |
| 24 months |
0.60% |
|
|
** Annual Percentage Rate (APR)
The display annual percentage rates ( APRs ) include prepaid finance charges but do not inlcude other possible closing costs. |