COMMERCIAL BANKING

* Metro Commercial Savings is a standard interest-bearing savings account

• $100 minimum opening requirement
• $2 monthly service fee
• Service fee waived with a minimum daily balance of $100
• Interest compounded and paid monthly
• 3 free withdrawals per month
• $2 per withdrawal in excess of 3
• Quarterly statement
• Free 24-hour Telebank service in English, Spanish, Chinese, Vietnamese, and Korean

* Metro Business Money Market is an interest-bearing savings account for businesses looking for higher yields and flexibility in managing funds.

• $2,500 minimum opening requirement
• $10 monthly service fee waived with a minimum daily balance of $2,500 or with an average daily collected balance over $5,000
• Tiered interest rate structure
• Interest compounded and paid monthly
• Unlimited in-person transactions at the Bank**
• $7 per withdrawal in excess of 6
• Free check imaging with monthly statement
• Free 24-hour Telebank service in English, Spanish, Chinese, Vietnamese, and Korean

* Metro Premium Commercial Money Market is an interest-bearing savings account for steady businesses that maintain higher balances and are interested in flexible fund management with maximum returns.

• $100,000 minimum opening requirement
• Tiered interest rate structure
• $20 monthly service fee waived with minimum average balance of $10,000
• Interest compounded and paid monthly
• Unlimited in-person transactions at the Bank**
• $7 per withdrawal in excess of 6
• Free check imaging with monthly statements
• Free 24-hour Telebank service in English, Spanish, Chinese, Vietnamese, and Korean

Certificate of Deposit (CD) is a savings alternative that provides a stable return for a specified time.

• Minimum investment of $500
• Flexible CD terms from 30 days to 5 years
• Premium CD rates for investments over $100,000
• No monthly service fees
• Early withdrawals are subject to interest penalties

*Interest rates are determined by the Bank based on current market indications. At our discretion we may change the interest rate on your account at any time after the account is opened.

Fees could reduce earnings on the account.

** Limited to 6 withdrawals or transfers per month to another account of yours at MetroBank or to a third party by means of a pre-authorized or automatic transfer, online and telephone transfer or by check, debit card or similar order to a third party.