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    首都銀行本持客戶至上, 以堅強的經營與服務團隊, 由資深銀行客戶服務專員為客戶提供多種語言的專業與親切服務, 包括英文, 國語, 廣東話, 越南語, 韓語以及西班牙語等. 如需相關銀行資訊請與本行聯絡.
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    • 個人銀行服務
    利率查詢

    定期儲蓄帳戶

    利率以09/07/2012為準.

    Term (期限) $500 – 24,999 $25,000 – 49,999 $50,000 – 99,999 $100,000 – 499,999 $500,000 & Over
    APY*

    (年利率*)

    		 APY*

    (年利率*)

    		 APY*

    (年利率*)

    		 APY*

    (年利率*)

    		 APY*

    (年利率*)
    30 days (日) 0.05% 0.05% 0.05% 0.05% 0.05%
    90 days (日) 0.15% 0.15% 0.15% 00.20% 0.20%
    180 days (日) 0.25% 0.30% 0.30% 0.30% 0.35%
    1 year (年) 0.45% 0.50% 0.50% 0.55% 0.60%
    18 Month (個月) 0.50% 0.50% 0.50% 0.60% 0.65%
    2 year (年) 0.60% 0.60% 0.60% 0.65% 0.70%
    30 Month (個月) 0.60% 0.60% 0.60% 0.65% 0.70%
    3 Year (年) 0.90% 0.90% 0.90% 1.00% 1.00%
    5 Year (年) 1.15% 1.15% 1.15% 1.25% 1.25%

    (個月)* Annual Percentage Yield (年利率).

    Penalty applies for early withdrawal.(預早提款將被扣取費用)

    Money Market

    Term (期限) APY* (年利率*)
    $0 – $999 0.05%
    $1,000 – $9,999 0.05%
    $10,000 – $24,999 0.15%
    $25,000 – $49,999 0.25%
    $50,000 – $99,999 0.25%
    $100,000 and Higher 0.25%

    Fees (maintenance and/or activity charges) could reduce earnings on Money Market accounts. Minimum balance required to obtain the stated APY.

    NOW Account

    Term (期限) APY* (年利率)
    NOW Account – $1000 & UP 0.10%

    Fees (maintenance and/or activity charges) could reduce earnings on NOW account. The minimum balance required to obtain the stated APY is $1,000.

    Savings

    Term (期限) APY* (年利率)
    Savings Account – $100 & UP 0.10%

    IRA (個人退休投資帳戶)

    Term (期限) APY* (年利率)
    12 months (個月) 0.50%
    18 months (個月) 0.50%
    24 months (個月) 0.60%

    ** Annual Percentage Rate (APR)

    The display annual percentage rates ( APRs ) include prepaid finance charges but do not inlcude other possible closing costs.
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